Research On Rural Financial Poverty Alleviation

Financial poverty alleviation is one of the effective measures to solve the problem of poverty.And fiscal universality,free of charge for poverty alleviation,different financial pay close attention to more is production capacity for poverty alleviation and development of the will of the poor.Financial poverty alleviation in China since the 1980 s began to experiment,but because the system is not perfect,and abundant capital not all sorts of factors,such as financial poverty alleviation has not been able to give full play to its due role,and many commercial financial institutions caused a lot of bad loans.According to the national bureau of statistics figures,by the end of 2014,under the current standards,our country is still about more than 7000 people.Completes the poverty alleviation work in the new period,to improve people's living standards,build a well-off society in an all-round way and the great rejuvenation of the Chinese nation's goals is of great significance.How to effectively play a role of financial poverty alleviation of anti-poverty rich,use for reference the experience of others,poor areas through their own efforts,in the party and the government's support and help of poverty to get rich will be to explore problems in this paper.This article first to the model,financial model for poverty alleviation and other related concepts and theory of agricultural credit subsidies,the rural financial system theory,imperfect competition market theory and other related theory are introduced,the research status at home and abroad are reviewed in this paper.Using literature research and case analysis,starting from the development process and status quo of huade financial poverty alleviation,introduce huade current financial poverty alleviation measures taken and results,analyses the huade of the problems of "agriculture,rural areas and farmers" financial poverty alleviation,and the reasons.Points out the huade facing financial poverty alleviation poverty alleviation task,time is tight,less funds,fund use undeserved,can be less investment projects,the financial system is not sound,poor financial environment,financial guarantee system for poverty alleviation and several problems such as imperfect.And then by several foreign and domestic advanced experience in other parts of the rural financial poverty relief case introduction andanalysis,to sum up experience and enlightenment from it.And then puts forward the huade "three rural" financial poverty alleviation countermeasures and Suggestions.For huade "three rural" financial present problems and the reasons for poverty alleviation,draw lessons from foreign and domestic advanced experience in other parts of the rural financial poverty relief,in combination with the practical situation of the "three rural" huade,put forward the perfect rural financial system,improve the rural security system,improve the rural financial environment,positive innovation and development of the financial model for poverty alleviation and other good advice and can take further measures.