Research On Financial Risk Management Of ZK Property Insurance Company

Financial management is an important part of enterprise management, and the core of business management?Financial management through the financing of the use,distribution,Fully through the insurance company to operate the whole process?So,In insurance companies, it is important to strengthen financial management. With the international insurance industry compared to the developed countries, Whether it is theory or practice,The financial risk management ability of the domestic property insurance company is relatively weak?This paper takes ZK property insurance company as the research object, draws lessons from the research and practice of financial risk management theory at home and abroad, through the analysis and study of the financial risk of ZK property insurance company, it is helpful to understand and understand the financial risk,Control and reduce financial risk, improve the solvency level. This is a total of five chapters. The first chapter mainly discusses the research background, significance,method and main innovation. The second chapter discusses the connotation,characteristics and manifestations of the financial risk of the insurance company from the theoretical level, and the literature review of the relevant theoretical research at home and abroad. The third chapter describes the current situation of the financial risk management of ZK property insurance company, and describes the form of financial risk. The fourth chapter analyzes the ZK property insurance company's financial risk management problems, mainly is the internal control environment is poor, the risk early warning system is not perfect, financial risk control activities is not strong execution and audit inspection is not enough. The fifth chapter is mainly through the analysis of the financial risk management of ZK property insurance company, puts forward the corresponding countermeasures, mainly the establishment of risk forecasting system, strengthen key control activities, strengthen risk culture construction and improve the audit supervision system etc.. Finally, a summary and outlook are madeThe whole article focuses on the financial risk management of property insurance companies to carry out research and analysis, will help to promote ZK property insurance company financial risk management level.