Research On Risk Control Of Trade Financing Projects For Northern Tyre Company Of Yingkou Commercial Bank

In the continuous improvement of economic internationalization and globalization process,China’s international trade has gained rapid development,the promotion of international trade of China’s national economy increase to a great extent,and also provides the opportunity to expand international trade business.However,if you can not implement the international trade financing risk prevention,banks will face a huge threat.At this stage,China is one of the major foreign trade countries.In the process of sustainable development of foreign trade,trade finance has been widely used.The banks are increasing their support for trade financing,making this business has been a long-term development,the risk of exposure has also been the concern of various banks,has become the most important problem to be solved.Yingkou commercial bank has been developing trade finance business for many years.North tire company is a major tire export enterprises,and Yingkou commercial banks in 2010 to build credit relations.Yingkou commercial bank provides trade financing business to the North tire enterprises,and provides the liquidity loans.In this paper,with the help of the research on the risk control of the trade finance project of the North tire enterprises,the ability and level of Yingkou commercial bank to support other trade financing projects are provided.In this paper,literature review method,through a large number of domestic and foreign literature and data access,the theoretical basis for the study of this topic.By actual survey,the bank’s experience as the foundation,business advantages and features on their own understanding as the starting point,in-depth investigation and understanding of trade financing business of commercial bank in Yingkou,with thehelp of all kinds of actual cases collected,analyzed and summarized,obtained relevant conclusions.By using inductive method,compared to the domestic trade finance,trade finance development longer abroad,in ability and management measures are better than China,make a summary analysis of the domestic and foreign counterparts experience in trade finance risk management,make better research.In this paper,the background and significance of the study,research status at home and abroad,research methods and content.Secondly,it conducts the research in view of the current situation of trade financing project of Yingkou Commercial Bank North tire enterprise risk,and to identify the risk,the overall situation of the Commercial Bank of Yingkou North tire enterprise project,make outlines for the financing situation of North tire companies,and identify the risk of trade finance project in northern China tire enterprises,mainly including export risk status and risk status fofe extension risk status,export commercial invoice discounting,interbank payment risk status;third,analysis of the specific wind trade finance project of Yingkou commercial bank in northern tire enterprise risk,respectively,environmental risk and financial risk analysis,the financial risk mainly includes the risk on export bills,fofe extension risk,exporter also invoice discounting risk,interbank payment risk to make a detailed analysis,and based on the The financing risk evaluation index model of tire enterprises,make the qualitative and quantitative analysis of the specific risk,factor analysis and results;fourth,according to the risk analysis results,prevention measures to develop trade financing project of Yingkou Commercial Bank North tire company specific risk,including financing system,accelerate the improvement of the internal control of the professional personnel training strengthen the trade financing risk control of the whole process management,improve the trade financing risk evaluation mechanism;finally,make a summary of the full text.