Research On JZ Bank's Risk Management Of International Trade Financing Business

In recent years with the continuous progress of Chinese society,the level of economic development gradually the pace of internationalization is accelerating,these factors make China has made tremendous development in foreign trade business,which also let China's commercial banks face a bigger international trade finance market,while the risks associated with its business development is also increasing.Therefore,the restriction on current commercial bank's trade finance business,as well as the difficulties in reality will be seen as the object of study or research basis,research on the basis of the existing trade finance business to innovative ideas,strategies and techniques,as well as how to carry out the assessment,control and risk management,how to improve the international trade finance business in the future,in order to improve operational efficiency and business innovation,all have a theory value and practical significance.The current situation is the time to carry out international trade finance business of commercial banks in China is still short,so how to deal with the risks with the increasingly competitive,actively respond to it,facing the difficulties is a bigger problem.In current international market,commercial banks how to catch up,and expand the business scope,maximize achieve higher returns for international trade finance,find effective ways to prevent and control the international trade finance business risk,has now become a deeply concerned topic between China's commercial banks.On the actual situation of China at this stage point of view,this paper will let the management on risks of international trade finance business as the research object,through a classic case in JZ bank study the relationship between the international trade finance business and its risks.Discussion the reason of trade finance business risks and adverse financial situation,and the main reason that affect these businesses,analysis JZ bank's international trade finance business major problem,analysis its risk level.Summarize how to find an effective way to strengthen JZ bank's international trade finance business risk management.In the end recommendations JZ bank shall establish and improve internal control system,to establish an effective organizational structure in order to prevent the risk of international trade finance business,and continuously improve the overall quality of employees,so that JZ bank's management consciousness and capacity on international trade finance business can be improved.