Study On The Overall Reform Of The Endowment Insurance Of The Africultural Development Bank

As a kind of redistribution system,the endowment insurance system has strong public goods characteristics.The fragmentation of the pension system,multi track operation in the process of social security system in China for decades,has been widely criticized.The State Council issued the "early on issues related to the detailed rules for the implementation of the Agricultural Development Bank Chinese endowment insurance letter" in 1998,the Agricultural Development Bank agreed to Chinese(hereinafter referred to as the"bank")pension insurance work according to the current approach(industry overall)operation,the reform of endowment insurance system for the country to the endowment insurance system reform of institutions after attending institutions.Over the past 20 years,the pension system in the industry system has played a key role in stabilizing the living standards of retirees in the industry.Over the years,the agricultural industry in the process of issuing bank pension operation in practice while in continuous improvement,but due to the particularity of independent accounting,there are still different from the local social basic pension co-ordination,the pension fund collection management has its own characteristics and existing problems of reality,and retirement pension replacement rate personnel wage standard and enterprises,there is a big difference.With the integration of China’s pension system and the gradual improvement of the overall level,the reform of the pension industry pension reform becomes more urgent.The overall reform of the problems faced by the industry and the current system after the transfer and payment standards and pension calculation and other aspects of how to change and other issues become the society especially within the system staff is very concerned about the issue of agricultural development bank.Based on public management in social security,social justice,national endowment insurance system and other related theories,through case analysis,combination of qualitative and quantitative methods,the necessity and feasibility of industry system and the enterprise workers pension pension system,pension system of agricultural overall development,management and operation the status quo and problems of the reform issue,then the merger reform should overcome the obstacles,adhere to the principle,feasibility of supporting measures,the reform of the specific measures.Provide reference for the reform of the pension system in the industry system.