Establishment And Improvement Of Land Bank System In China

With China’s reform and opening up three decades of rapid economic development,urban and rural integration has been placed in front of us an important issue.The issue of "agriculture,rural areas and farmers" is related to the realization of the overall situation of China’s national economy and the goal of building a well-off society in an all-round way.The rural land and the rural land bank have come into being in the rural economy and increasing the income of the peasants.The establishment of land banks will help to increase the financing channels of agricultural finance and guide the social funds to the agricultural areas,thus promoting the scale of agriculture,industrial production,and promote the realization of China’s agricultural modernization.At present,the pilot work of the land bank model has been carried out in many areas of the country,although some progress has been made in the financing of agricultural funds,but there are still many problems to be solved.In addition,the research of Chinese scholars on the land bank is concentrated in the field of finance and agricultural economy.The research results at the legal level are relatively few.These limited achievements are not systematic and in-depth.These problems directly affect the land banking system.development of.This paper examines the ongoing pilot work of foreign land banks and parts of China,clarifies the concept,nature and main functions of land banks,and argues that land banks should be positioned as a specialized financial institution.By summing up the successful experiences of foreign land banks,this paper summarizes the organizational structure and operation mechanism of land banks which are suitable for China’s development,combined with China’s current land system and real conditions.First of all,advocates in the organizational structure,should establish different levels of professional land banks,and respectively clear their respective functions;Secondly,in terms of business scope,should be based on farmland mortgage financing,land contractual management of the loan As an extension to the asset business for the deepening of the rural areas to provide comprehensive,financial services.Finally,the land bank system in China is comprehensively expounded in terms of overall planning and design,operating mechanism and legal supporting services.Aimed at our country to establish a land bank system to adapt to China to provide a strong theoretical support.