Financial Contiguous Destitute Areas Of Poverty Reduction

Financial poverty alleviation through market-oriented means to make poor households out of poverty, China is a large gap between the rich and the poor, the blind fiscal government can not solve hundreds of millions of poor people and poverty-stricken areas in urgent need to achieve poverty alleviation through financial poverty. And to the whole region in order to promote pro-poor approach to finance, in order to effectively leveraging start-up capital so that poor households can get a steady stream of loanable funds, and financial institutions are also able to achieve social performance under the premise, to meet financial performance. Using market-based instruments, focus on improving the poverty reduction target of the initiative is an important way to finance future contiguous destitute areas of poverty reduction. This requires building a sound financial system, poverty, large-scale commercial play their respective comparative advantages in finance, micro-finance, co-finance and financial policies, coordinated effective poverty reduction. And correctly handle the relationship between government and market, government should not interfere too much in the process of financial work of poverty reduction, but should effectively guide financial institutions to fully mobilize the enthusiasm and initiative of poor households. By drawing on the successful experience of the international micro-finance and development finance to give a series of revelations by the status quo of poverty and Wuling mountainous county in Huaihua M Case actual research, propose targeted policy recommendations. This paper argues that the main pro-poor financial competition is missing, the financial regulatory system is not perfect, rural finance credit products designed unreasonable, rural imperfect laws and regulations, market mechanisms are not sufficient financial difficulty contiguous destitute areas of poverty alleviation.Therefore, the Government in poverty alleviation contiguous poor regions should focus on strengthening the perfect policy, to play the role of guide and inspire. Various financial institutions should carry out their duties, coordinated development, giving full play to their role in the financial contiguous destitute areas of poverty alleviation. Poor households to cultivate awareness of credit, changes in financial concepts. Building a financial regulatory environment and legal system should be more perfect.