Design And Implementation Of The Transformation Plan For The Asset Custody Business Of The Construction Bank Of Shaanxi Branch

In recent years, the explosive growth of the Internet technology, many traditional industries by its innovative way of resource allocation. Traditional financial industry also inevitable by the impact of the wave, Internet financial platform no physical trading.places, without the limitation of working hours, and the traditional commercial Banks rely too much on the physical channels, not directly to compete. Commercial Banks can only avoid the fate of being eliminated by the market reform transition. Domestic commercial Banks have apparently noticed this problem, and have launched reform transition plan. Is one of the important direction of transformation from the traditional "deposit" Banks to give priority to with intermediary business service bank changes. A intermediary business, asset custody business is to provide the basis of the asset custody services, a intermediate business income. At present, asset custody business the business of "low carbon" has become the important step of the Banks business transformation, becomes the hot topics in the study of commercial Banks.With the rapid development of the asset custody business, Shaanxi branch asset custody business has showed some of the existing problems. In this paper, according to ask questions-analysis of the problem, to solve the problem of logical thinking, points out that the main problem of Shaanxi branch asset custody business includes:investment custodians are single; No hosting full service ability; Custody business operation is not standard, easy to cause violation risk; The lack of professional talent, talent reserve is insufficient and so on. And internal factors and external factors of these issues for further analysis, not provides a transition plan to solve these problems, at the same time the transformation scheme the smooth implementation of security measures are put forward.Based on many years’work experience of the author, through analysis and research, hoping to bring the development of the Shaanxi branch of the asset custody business of certain guidance and reference, asset custody business clear direction to the development of the branch is put forward to optimize and perfect to adapt to the development of Shaanxi branch asset custody business transformation scheme.