Research On The Risk Management Of The Third Party Payment In Cross-border E-Commerce

Global economic integration to promote cross-border e-commerce came into being, in the face of domestic and international consumer demand, consumers through the Internet to open a new era of online shopping. With the development of Internet technology and e-commerce, cross-border e-commerce as a new way of trade has become a new trend of China's foreign trade development, the status and role in international trade has become increasingly prominent. From cross-border e-commerce development general trend, and its development prospects, but due to the national import and export trade regulation, taxation, foreign exchange control and so on, cross-border e-commerce development and payment management also exist some restraining factors, the need to further improve the supervision.The purpose of this paper is to explore the establishment and improvement of cross-border e-commerce third party payment management model based on the comprehensive analysis of cross-border e-commerce pilot situation and payment management. Were studied in this paper of cross-border electronic commerce development present situation, characteristics and future development trend, discusses the cross-border e-commerce payment and China's cross-border e-commerce third-party payment institutions to carry out the pilot to pay, focuses on the analysis of the development of third-party payment process existing problems and risk management, put forward to strengthen cross-border e-commerce third-party payment mode of risk management measures, to prevent the emergence of the system of financial risk and tax risk of loss.Build perfect cross-border e-commerce third party payment model risk management, but also the basic conditions for the healthy development of cross-border e-commerce. Article must focus on the goal of convenient, efficient, safe, intensive, focus on strengthening cross-border e-commerce third-party payment agency management policies, system design and risk control, strengthen research in third-party payment of the early, middle and later period management process, focusing on from multiple aspects of Payment institutions subject qualification, scope of business, foreign exchange management, platform construction, post risk control were optimize management mode, and increase policy and technical support efforts, the national entry and exit and orderly development of the financial management, foreign exchange management, so that consumers benefit, eventually prompting cross-border electronic commerce to get healthy and rapid development.