The Design And Implementation Of Bank Customer Credit Management System Based On J2EE

The scale of the bank's business and the types of credit business with the social and economic progress has also been significant development,while bank customer credit management is facing a lot of problems,such as in the business process,the process is not standardized,the approval process complex and varied,The management of the standard,the slow issuance of loans,the existence of certain risks of risk management,loan management problems such as improper handling.Therefore,it is necessary to design and develop a comprehensive bank customer credit management system,to achieve standardized management of the process,improve the efficiency of bank staff at the same time,to better provide services to customers.Firstly,the research status and research significance of bank customer credit management system are expounded,and the research and development of the system development at home and abroad are studied.The analysis of the demand of the business process of the credit business is analyzed.The system development and the design staff are analyzed for the users' needs.According to the results of the demand analysis,the requirements analysis of the system is described in detail using the UML object-oriented method,and the overall demand of the system And the functional modules are designed to elaborate the overall structure of the system frame and the detailed design of each function module of the system.The function modules designed by the system are divided into: customer information management,customer approval credit management,loan issuance Management,loan risk management,post-loan management and system management functions,and then the system database for a detailed design and coding to achieve.The system uses J2 EE framework technology structure,application database management software for SQL Server 2012,to achieve bank customer credit management design,and to protect the system design security and high portability.The system studied in this paper is put into use soon after implementation.It plays a very important role in the heterogeneous computing environment of the banking system,which can improve the efficiency of customer credit management and provide decision support for bank managers.Effectively regulate the approval of credit and risk management and other business processes.For the bank staff and customers to provide a good information processing platform and basis.