Design And Implementation Of Rural Credit Cooperatives Personal Loan System

With the rapid development of domestic economy,people's life quality is becoming more and more high,economic development at the same time also promoted the increase of the banking of various business after China's accession to the world trade organization(wto)this situation is particularly obvious,all kinds of banking business emerge in endlessly,the personal loan business is one of the more popular business,because of the economic development of a lot of Europe and the United States in the developed countries advanced consumption idea unceasingly thorough popular feeling,many of the domestic consumer and therefore shift the consumption idea,many consumers are made through a bank loan to consume,so a lot of local commercial Banks including the rural credit cooperatives loan scale constantly rising,thus improving the bank's lending and related business,in the domestic banking credit information has become the primary information construction process need to solve the problem.In rural credit cooperatives credit problems,the author of this paper has carried on the related research,mainly through in the research process of design and implementation of rural credit cooperatives to profoundly discussed personal loan system,combined with J2EE technology in the process of the construction of the system,SSH framework technology and technology of the Oracle database technology system,and then through the analysis of the actual demand of consumers and demand on the system demand aspects of the rural credit cooperatives business personnel has carried on the deep analysis of the flow of the loan and the relevant business conducted extensive research,then combined with the research on the design and implementation of a personal loan system of rural credit cooperatives,which illustrates in detail the communication module in the system the research,trading and exception handling technology,in the rural credit cooperatives in the process of personal loan system design mainly adopts the hierarchical structure is designed,the system is the main business is divided into before the credit,loans and loan in the post-processing,and realized the management of the relevant customer information,customer loan processing,the relevant customer change query and statistics,etc.SSH framework of this system is based on the J2EE technology development and design,with the development of high efficiency at the same time also have good portability,openness,and the security of data information,the personal loans of rural credit cooperatives system has been in trial operation of the credit cooperatives,rural credit cooperatives in commissioning phase of personal loan system achieved good effect.