The Design And Implementation Of China Unicom X Province Internet Payment System

The current rapid development of e-commerce,electricity for fast development of Internet payment,all kinds of business model(B2C,B2 B,O2O,etc.)prompt innovation,the new mode of payment including WAP payment,APP payment,sweep the yard pays,barcode,etc.,pay institutions including alipay,We Chat,and p acket payment,wo pay,tenpay,Internet payment including payment mode and convenience and the advantages of the user experience driven by PC terminal dominant gradually to the mobile payment transfer,and operators pay development relative lag,do not take the universal existence of the payment link,give priority to in order to cash and transfer,all kinds of limited channel dispersed,payment mode selection,management cost is high,including but not limited to,unicom group,the provincial unicom,each platform,base(such as Migu)is also eager to get through the internal payment channels to make customers more conveniently of consumption.In order to follow up development trend of the Internet age,support Internet payment demand,improve customer use diversified Internet payment experience,province unicom company together with the present situation of the system and based on the experience of the current mainstream Internet payment system,set up the Internet payment system,provide the advance deposit,integral,traffic and third-party payment institutions pay a variety of ways,through the integration of the customer's cash account,account,flow account,payment institutions account of trading of centralized management,centralized storage,centrali zed and unified service,centralized characteristics,can be developed independently,elastic scaling;High cohesion and low coupling function;Technology USES the five layers of typical distributed architecture,at the same time will pay channels of the e xisting system of convergence,harmonious and unified management,to improve the maintainability and security of the system,to achieve Internet payment transactions of digital assets,meet the demand of China unicom users of Internet payment,improving cu stomer experience.This paper carefully discusses the principle and the important process of the implementation of Internet payment system,pay system is studied in the key function module and technology architecture,payment transaction,was designed and implemented for account management and settlement management core business processes,through the system test results obtained both in function and the system performance meet the user's requirements,to achieve the system running conditions.The system includes six sub-functions,mainly including account management,merchant management,settlement management,payment management,account management and configuration management.This article mainly discusses the core modules in the system(pay management/account management)for the relevant research,demand analysis,design,development,etc,at the same time,the function of other modules of the system research,paper will do to the whole system is introduced in detail and analysis.