The Design And Implementation Of Mobile Banking System Client

In the present age,the mobile communication technology is developing rapidly,the mobile equipment is changing with each passing day.In the tide of the Internet,domestic and foreign banks have attached great importance to their own business and mobile communication technology combined approach,more secure for people to provide convenient and convenient financial services anytime,anywhere.Mobile banking is one of the new products that came into being.At present,with the advent of Android and other smart terminal operating system and the popularity of mobile banking has gradually been designed into the form of mobile applications,which includes the increasingly rich types of business,system performance is improving,the overall number of mobile banking users is steadily increasing.As the front part of the mobile banking system,the client of mobile banking system is one of the important parts of the mobile banking system,which directly interacts with the user in the terminal equipment of the mobile phone.However,there are still interactive and security problems of some mobile banking clients.Based on the analysis and comparison of mobile banking clients of commercial banks,this paper summarizes the design goals and overall requirements of mobile banking to meet the business and technical requirements of mobile banking.The aim of this paper is to design and develop a mobile banking system.,Features a more comprehensive,more secure transactions,experience more smooth high-quality mobile banking client,to the mobile banking system to make further contribution to the further popularization.In the function design of the mobile banking system,it can realize the mobile banking functions,besides query,transfer,payment,deposit and withdrawal,financial management and loan management,it also provides water and electricity self-service payment,Discount information and other life services,allowing users to experience anytime,anywhere convenient mobile banking services.While the design of the voice recognition function allows users to speak to the phone that can easily complete the transfer,payment and other operations.In the view of technical,the framework of the mobile banking client is Hybrid,which is combined with Web and Native.Web and Native interact through the Cordova plug-in.The mobile banking function module is realized by the Web,and the menu page switching is realized through Native,combining the advantages of pure Web-App and Native-App,which makes this client both good interactive and cross-platform.The development of this client has great flexibility.In addition,the menu update mechanism is the client of mobile banking system's major feature.The mechanism of the module to achieve a separate menu update,effectively avoid the inconvenience of updating the entire client.Due to the particularity of mobile banking,it is very important to design an effective security mechanism to guarantee the security of the system.The client communicates with the server using SSL security transport protocol to encrypt the data packet protection,Combined with a variety of encryption algorithms on the login password,transaction password and gesture password's encryption.And through a variety of risk control of business processes to fully protect the system security.In this paper,the most popular Android operating system platform to develop a multi-bank system to support multiplexing mode with a universal line of mobile banking client.After a comprehensive functional and performance testing,the client to meet the basic needs of the performance of stable user experience good.