Research And Design Of The Client Version Mobile Banking Service System Based On KJAVA Technology

“Mobile phone bank” is also called “Mobile banking service”, it means doing business with mobile phone. Mobile banking service can not only make people handle a variety of financial services at all times and places, but also greatly enriched the connotation of banking services.so the banks can provide traditional and innovational service to the customers easily,efficiency and safly.With the 3G licence issued in 2009,more and more people are using mobile banking service.The rapid growth of economic promote the development of 3G service and other basic telecom industry.At the same time, the rapid growth of economic promote the Consumption capacity,it is good for the development of the electronic payment market and mobile banking service.Based on the rapid development of mobile banking service,we research the development of mobile banking service in foreign countries and the technology of mobile banking service.Combined with the operation management and business development of banking system,we analysis the mobile banking system and give the design scheme.This article analysis the needs of mobile banking service in functional requirements and business requirement,and proposed the principles we should follow on non functional requirements and system development. The part of system design includes the global design, network structure design and the client’s design from the bank’s internal system, mobile operators and the client.We provide the network topology structure of mobile banking service,the system architecture of mobile banking service,the banking systemdatabase design and client design.Among them, mobile banking service is divided into four architecture layers in the network architecture,they are access layer,wireless network layer and business support layer, the architecture of mobile banking service is aiso divided into four layers: the mobile terminal layer, operation business layer,mobile banking service system layer and the business system layer;mobile banking database framework includes three modules data analysis platform, platform, management platform. Interface design is divided into two categories of life portaland financial services, life portal includs payment, booking, live entertainment and outlets around search services, financial services in addition to include traditional financial business, also includes transfer,investment through the cell phone number and financing, personal loans and financial informationservices.In addition, in the aspects of safety measures,we use existing security mechanisms and combined with the development situation of domestic banks,with PKI certificate system and DES algorithm encryption method which combines the authentication of the user,we ensure the safety and give the security measures of solving the client,application layer, communication layer, network layer and system layer.