Design And Implementation Of Credit Rating Management System For Guizhou Rural Credit Cooperatives

In the business of rural credit cooperatives, credit business occupies an extremely important position, and the management of customer value in the credit rating and credit is the key link. In the process of development of rural credit cooperatives, the lack of professionals, the market share is low, not enough data to support business and management concepts behind other reasons, lead to internal credit rating and credit processing relatively early stage. With the deepening of financial reform and international competition intensifies rural credit cooperatives for the internal customer rating and credit management requirements more urgent, urgent need to establish a sound credit rating and management systems to improve the internal management.Credit rating system is based on WebWork, Spring and Hibernate design and implementation, while the use of JAVA language of their own characteristics, such as: concurrency, security, and object-oriented, so that the system has the characteristics of safety and agility. Also, this system is based on the credit sector, a more rational search and manages credit data; improve the efficiency of the sector, making the office no time nowhere for processing. The main contents are as follows:(1) Combined with a unified modeling language technology, system data models and functional analysis of the model and the establishment of working;(2) Decomposition design system function modules and key business processes, and in accordance with the basic principles of database design, database structure to achieve the planning;(3) Using the MVC design pattern of development, the rural credit cooperatives credit rating management, information management, the formation of network equipment among credit unions and credit rating credit management system.(4) The use of SSH framework for rural credit cooperatives credit rating management system.Rural credit cooperatives credit rating management system has been put into implementation, the implementation of good results. Through the implementation of the system, can effectively improve the credit rating of the normative and accuracy, reducing the risk of rural credit cooperatives.