The Design And Implementation Of Mobile Banking System Based On Electronic Channel Integration

In recent years,with the popularity of smart phones,mobile bank,a new financial services portal showing a high speed of development.The domestic and foreign commercial banks take the promotion of mobile phone bank as an important strategic goal.An efficient,stable and secure mobile bank system has become the strong demand of the bank.At present,mobile phone banking system of domestic banks is special-purpose system for mobile phone customers and split with traditional banking system.The existing mobile phone banking system can not realize the multi channel information sharing and data real-time synchronization.As a result,it has an impact on the convenience of customer using and is not conducive to the effective integration of bank resources.In this paper,combined with the practical problems in the work,we try to design a mobile phone banking system which can realize multi channel integration,through the research and design of the system server and the Android mobile phone program.The system has the following main functions: 1.complete the multi-channel data real-time synchronization;2.ensure the security and reliability of mobile banking system.Through the new mobile banking system,multi-channel data is integrated to improve the stability of the system data and the user experience.This paper introduces the concept of channel integration and describes the design and implementation of mobile banking system based on channel integration based on the aspects of demand analysis,architecture design,system implementation and testing.The specific works are as follows:1.The study raises the functional and non functional requirements for the mobile bank system based on the channel integration.Functional requirements include system requirements of the database and some important functional requirements,while non functional requirements include security,stability and portability.2.Based on the analysis of the advantages and disadvantages of common C/S,B/S and B+C/S architectures,the system is chosen an appropriate architecture.Meanwhile,the database structure design and the design of the main function modules are completed.3.The deployment of the server system is completed.Using the linear layout and XML,mobile bank's UI design and data interaction is completed.The consistent between design results and requirements are verified.