Research And Implementation Of Banking System Integration Platform Based On EAI Model

With the development of China's financial industry , the banking market competition is becoming increasingly fierce,the basic banking service and types of banking agent business increase unceasingly, the existing information system pattern can not satisfy the requirements of the business development any more. In order to adapt to the market demand and to be the top among the same business, it is necessary to integrate with various existing banking application systems, establish a banking platform which is stable, highly effective, adapting to the banking development, and facilitating the development of new business. The platform can be used to achieve the purpose of unified managing the banking business. In recent years, the EAI technology which is developing and improving unceasingly can help the bank to build such a framework.This paper discusses the current EAI technology, and then discusses three kind of typical integrated models with emphasis: the expression integration model, the data integration model and the function integration model, analyzing their use opportunity and the respective good merits and shortcomings. And point out the application of EAI not only meets the need of the integration of current channel and the reform of core business system, it also enables the new business platform to carry on the data integration, the application integration and the business process integration among the different application systems. In addition, it enables the platform to achieve the rapid data and functions calls among the systems, enhances the competitiveness of enterprises. What is more important is we may build up a future-oriented and sustainable development foundation platform from the perspective of informationization to support the banking business innovation and improvement of the quality of services and the management capacity, thus achieves the longer-term strategic target.By taking the information system construction of Shaanxi Rural Credit Cooperative Union as an example, analyzing the business system and the business level, taking the service flow as the actuation, through an unified planning, taking the EAI framework as the blueprint, based on a set of complete technical standards and a criterion system, and taking an effective integrated operation plan and software as the method, this paper describes the design and implementation of the banking application integration framework, it also discusses the integration methods of the banking application systems, the organization and sharing of information among the banks. And through the construction of the banking integration platform, sharing all information resources among types of banking application systems is realized, the integration platform also enables the users to use all kinds of functions, data, service flow, channels and so on, which are provided by types application systems of the banking backstage, and thus, the service flow integration of the bank application systems is realized.