The Human Reflection On Technology Of Internet Banking

Internet technology is one of the most valuable wealth that the information technology revolution brings to human. With the constant in-depth knowledge of the internet technology, the internet technology haspermeated every field gradually with its powerful compatibility, which caused great changes in these areas. Internet technology not only provides the possibility for people's network economic activities, but also in the process of gradual penetration to the banking creates new tools, the internet bank, which has provided the technical support for the network economic activities.The application and popularization of the internet bank is not only the development of bank itself, but also the revolution of people's consumption patterns and even the change of thinking mode. This measure makes more easily the economic life of people, and improves the position in economic activities, presents the progressive of spirit humanistic. However, everything has two sides. The popularity of the internet bank technology has greatly facilitated people's economic life, but at the same time, there have been some unexpected phenomenon which has aroused our reflection: the excessive dependence on the network interpersonal makes people ignore the necessary communication between human beings in the real life; Online shopping facilitates people's consumption, but the number on the internet bank account makes people ignore the idea to salary as labor remuneration. In this case, the excessive consumption, as well as the internet bank by security problems will present in the process of using information technology ethics crisis. These are the problems of technology for the internet bank and the future direction of network bank technology.To analyze its reasons in humanistic dimensions, on the one hand, it's because of the lack of knowledge in the network bank technology. In the process of using the internet, we become gradually dependent on techniques, so the person's subjectivity is restrained, which leads to the ignorance of the real life meaning, thus produced the phenomenon of the interpersonal indifference. On the other hand, due to the limitation of relevant departments for the virtual network social importance, in the new socialsystem, it lacks of related legal system safeguard and supervision mechanism, the lack of unity in the network society, correct moral standards, so as to make the organic can take a few criminals, harm people life security, network economy makes people's legitimate property losses. Compared to the traditional bank, the network bank technology present a certain humanistic care, but it is still a little insufficient. In the network bank, it is important to call for the humanistic regression. Nowadays,instrumental rationality began in the west has caused people's growing dependence on technology and even admire, and it is continuously taking away human subjectivity and the spirit world, which cause the lack of humanistic spirit. It is necessary to clarify that, therefore, the ultimate aim of development of the network bank technology is to serve humanity, technology of the network bank was born at the beginning is to help people in network economic activities and to provide technical support, so we need to review network bank technology in humanistic perspective.The shape of the network bank technology is the result of construction of social heterogeneity, thus the way of improving humanism in the network bank technology should also be reconstructed multidimensionally, namely by self-reflection and ascension of humanity, the participation of more positive and banking regulators for linkage with engaged in economic activities, to provide together technical support for the healthy development of the network bank. Through surpassing reasonably technical tool of network Banks and carding the lost of value rationality, people have known further knowledge of this two, thus the role subjectival and status of person in the practical activities have stood out. And it can guide people to raise their network moral accomplishment and follow the correct moral standards, to rebuild the humanistic spirit of the network bank in self-promotion. Regulators establish and perfect relevant laws and regulations and legal barriers, provide an institutional guarantee for the health of the network bank. At the same time, Banks should pay more attention to the experience of people engaging in economic activities who use the network bank, for those feedback obtained from all kinds of people, updating more positively and improving the network bank technology could make the network bank more accordant with the needs of the people, the technology and the humanismcombine more closely, guarantee for the return of the network bank and humanity.To make the network bank technology can better contribute to economic development,offer better service for the human life, in order to realize the free and full development of human beings.