Design And Implementation Of Student Loan Management System For Commercial Bank

In response to the student loan policy of the country,the commercial banks launched a commercial bank student loans.However,with regard to the conventional student loans the application process is cumbersome,audit operations are complex,and students cannot get to know their credit status.In order to make commercial bank aid loan business carry out smoothly,enable our students to successfully apply for student loans,and banks to manage credit risk more effectively as well as monitor student repayment process,this thesis,after a careful analysis of the needs of the student loans business,establishes an aid loan management system suitable for commercial bank to help solve various problems in the existing bank student loans.The commercial bank student loans management system is based on the B/S mode.In the system the SSH three frames are used,MyEclipse8.6,with Java as its core language,is the development tool,Tomacat6.0 is used as the web server for publishing,Java server pages(JSP)technology is used in terms of the user interface,and the MySQL relational databases are chosen.This system has the following features:(1)System management module.The system management module also contains modify user permissions,log user off,set the user password,backup system data,and modify user information and exit the system.This function is designed to meet the requirement of the system users and permissions management and modification.(2)Student loans management module.The student loans module contains four sub-functions,namely loan information input,loans information query,loans information list and student loans application management.This function is designed to meet the requirement of management of loan and realization of loans information operation.(3)Repayment management module.Repayment management module contains three sub-functions,namely loans return,student loans reminding and credit record management.(4)Student information management module.This module contains five sub-functions,that is student information input,student information modification,student information queries,poor students application and student loans application.The main functions are for students to add,delete,change and search their own information.Through the analysis and research of the problems at present stage in terms of the development of student loans,it is found that risk management is the most difficult issue faced by the student loans.Compared with the general loans system,this system is an innovation because it adds two functional modules,student loans reminding and credit records management,with the purpose of reducing the risk of bank loans through reminding students of timely repayment and establishing credit files.According to the results in the experimental and testing phase,the commercial bank aid loan management system can reduce the workload of bank loans,simplify the loan process and effectively reduce the risk of bank loans.