Inner Mongolia, Rural Credit Cooperatives Modern Payment System Design And Implementation

The Rural credit cooperative is the Integral part which my area countryside pastoral area fund payment settles accounts, in the support agriculture and animal husbandry, serves the herdsman,promoting rural economic development has shouldered important role.Efforts to build and adapt to local economic and financial development, foothold "three rurals" service "three rurals" rich and varied payment instruments, payment systems, rural and pastoral areas of advanced and efficient payment service system, speeds up fund turnover in rural areas, improve fund operational effectiveness, and promote rural harmonious development of economy is the current focus of the work of rural finance.According to the People's Bank "Rural credit cooperatives access the payment system guidance,"combination with the Inner Mongolia Autonomous Region rural credit cooperatives Exchange and settlement business processing status, development a full area range within of quasi real-time of modernization paid business system (CNAPS), can implementation to provincial agricultural letter management institutions for a province of Center concentrated access paid system, while using paid business system for area within the agricultural letter social of settlement and Exchange processing, makes agricultural letter social of settlement and pass meeting processing jumped previous new of stepped.This paper discusses the rural credit cooperatives the introduction of modern payment item's background and architecture;according to the item requirements to design and build a modern payment system, introduces in detail the modernization of rural credit cooperatives payment system requirements, the overall design architecture, especially against interface needs analysis, physical connection, application connection, interface message description, interface security, made a detailed analysis design, determine the rural credit cooperatives modern payment system project implementation process and deployment scheme. Finally, the modernization of rural credit cooperatives pay project implementation are summarized, and prospected.