The Design And Implement Of Credit Management System On Medium And Small Financing Organizations

In 2014, the State Council issued the "social credit system construction plan(2014-2020)", China pointed out, the construction of social credit system in accordance with the "government to promote, social construction; improve the legal system, standardize the development; overall planning, step-by-step implementation; key breakthrough, and strengthen the application of the principle of orderly propulsion. Through the efforts of the past few years, the unified national people's Bank of China led to the construction of enterprise and individual credit information database has been achieved initial results. At present the main users of credit reporting system is the major financial organizations, its headquarters are connected through the line and the credit information center, which is a port access, and the terminal extends to the credit personnel branch business counter through intranet system by financial organizations. But the local small and medium-sized financial organizations, such as microfinance companies, financing Guarantee Corporation, village banks and other institutions, not in this way access system. To submit a query data work access credit system of small and medium-sized financial organizations, to strengthen the credit system of safety management, strengthening the credit service, reduce the cost of access, promote the healthy development of credit business of small and medium-sized financial organizations, credit management system for the design and development of small and medium-sized financial organizations.This paper analyzes the features of the system, development plan design of efficient and safe. Using the technology of SSH system architecture of the B/S, completed the coding design and implementation, the credit management system of medium and small financial institutions, and completed the system testing. System in strict accordance with the human head office data specification to design and development, and provides a powerful credit information reporting function, including input manually and automatically import. The system adopts a multiple information security measures, perfect financial firewall protection in metropolitan area network, then use SSl protocol socket HTTP access to prevent network packet capture; and upload and download files such as multiple security encryption technology means, greatly enhance the security of the system. System design and development process of the software system developed according to this system, has designed the function module and user interface of different user management, parameter maintenance, business processing, log management, it not only has brought the convenient operation for the system, but also to the system left a strong scalability.The system provides data reporting channels for small and medium-sized financial institutions, is the bridge between the small and medium-sized financial institutions and credit rating system. Small and medium-sized financial institutions can improve the situation of asymmetric information, to provide effective support for small and medium-sized financial institutions sharing between the credit information of enterprise and individual credit information; small and medium-sized financial institutions credit to people through credit platform system is accurate, timely, comprehensive and submit credit information, reduces the labor intensity and labor costs to submit. The on-line operating system, effectively promote the healthy development of small and medium-sized financial institutions, also promoted the development of the cause of credit.