Research Of Information System Infrastructure Construction On The Small And Medium-sized Bank

With China's access to the WTO and the financial policy gradually open, our country's financial industry entered a rapid development stage, and the status of the domestic commercial Banks in the world banking is more and more on top. However, in recent years, financial regulation systems in China gradually improve and tighten, our country commercial banks are in highly competition. The competition among commercial Banks in China has changed from the original The savings and loan competition, expand to the intermediary business, finance and investment, and extend to the overall competitiveness of commercial Banks. Information system has become an important index to measure the core competitiveness of commercial Banks. Therefore, building stable, efficient and flexible information system, to ensure that information systems continue to effectively provide powerful support for the commercial bank business and security, has been the consensus of the Chinese commercial Banks. Of course, a stable, efficient and flexible information system often relies on information system reasonable planning and construction of infrastructure.X Bank is a domestic joint-stock Bank, as asset optimization integration and share reform have been successful proceeds. X Banks are now in a complex period of facing opportunities and challenges. As the X bank business smoothly in recent years, bank assets doubled in a row, the construction of X bank branch is speeding up, in the face of the growing business, business processing efficiency has become the bottleneck of X bank business expansion, to speed up the information system construction, improve the efficiency of business processing information system is particularly urgent.This article first to the domestic and foreign commercial banks information system, giving the analysis of the current situation of infrastructure construction and then introducing the theory of Porter Competitive analysis of X bank competition environment, analysis of X bank competitive advantage, and put forward the X bank in terms of information system construction of strategic objectives. Through the analysis of the existing X bank information system infrastructure, proposed X bank in question and the insufficiency of the construction of information system infrastructure. Then, through the practice of X bank information system infrastructure construction, it puts forward the model of X bank information system of the construction of infrastructure, namely the virtualization mode, with the gray theory model to demonstrate the feasibility of this model. Finally, this article puts forward the ideas of small and medium-sized Banks information system infrastructure construction, and subsequent improvement and development direction.Finally, focusing on the optimization of X bank information system infrastructure construction, expounds the development trend of cloud computing and virtualization technology, summed up a suitable for X bank information system model for the construction of infrastructure, the research results to improve the core competitiveness of small and medium-sized Banks has very important practical significance.