A Study On Corporate Governance, Cash Dividends And Over-investment Behavior: Based On Manufacturing Listed Companies

TP life insurance company as a large state-owned insurance companies, in recent years the rapid growth of business, the market scale is expanding rapidly, but faces much competitive pressure and their own operational risk insurance, TP company also slightly lagging behind in the enterprise management, financial management, in particular, the existing financial management mode adapted to the high-speed development of the enterprise, so we must make the appropriate adjustments, this article is to TP company financial management mode as the research object, from the historical evolution of TP company financial management mode, explore the decentralized financial management to the transformation of the centralized financial management process, analyze the necessity of centralized financial management, including the specification requirements of the regulators, protection of the rights and interests of customers urgent needs, and their own costs. And from the financial personnel management, budget management, fund management, cost management, accounting, signature and documents for examination and approval of aspects, such as the TP company current centralized financial management pattern of conduct the thorough research to the goal and content, the study found that TP company current centralized financial management mode has achieved initial results, but also found in TP company financial information system, cost, service, efficiency, financial quality, staff cohesion still exist many problems, so in after an in-depth analysis on the problem, the paper put forward constructive TP company centralized financial management improvement direction and Suggestions TP build financial sharing system, and points out that the five elements and construction of financial sharing system advantages, the future conditions allow, in financial outsourcing service, explore new models of insurance financial service outsourcing further compression cost, control risk and improve the quality, but also points out that the financial service outsourcing risks that may occur. At the same time, it is recommended that the TP should be on the premise of centralized authority, strengthen communication and audit work up and down.