Study On The Development Of Industrial Injury Insurance In Urumqi City

“The 13 th Five-Year Plan ”stage is our country fully completed the important period of building a well-off society in an all-round way, in order to achieve a comprehensive well-off, the government decided to implement the plan of "Insured by the whole people". The national insurance plan is an important measure to protect the people’s livelihood and improve the quality of life. Industrial injury insurance as part of the national insurance program, but also an important part of the social security system, with the protection of workers’ rights and interests, promote social stability and strengthen the economic operation and so on.As of the end of 2014, the number of insured workers in Urumqi, The number of workers in the city of Urumqi, the industrial injury insurance for 781 thousands,the insured rate of 80%. Insurance coverage continues to expand. In the construction of the industrial injury insurance system, Urumqi city has gradually shifted from a single compensation mechanism to the prevention, compensation and rehabilitation of the "Three in one" system. "Three in one" of the industrial injury insurance system can better protect the rights and interests of practitioners, and enhance the enthusiasm of the work of practitioners. Although the work injury insurance system in the continuous improvement, but the Urumqi city each year due to injury accidents and occupational diseases caused by the loss is still very serious, the injury insurance fund gap increased year by year.It is essential to establish a healthy working environment, a harmonious labor relationship and the effective dispersion of labor risk in the key moment of realizing the well-off society in Urumqi city. With the continuous advance of industrialization and urbanization in Urumqi City, in order to strengthen the prevention of industrial accidents and occupational hazards, to promote safe production, industrial injury insurance has become a necessary system. In this context, combined with the actual needs of the economic development process in Urumqi, to improve the industrial injury insurance system is of great significance.To explore the work-related injury insurance in Urumqi City, the implementation, this paper of inductrial injury insurance of Urumqi City in recent years the development of the status quo were investigation and analysis, there are still many problems need to be solved in Urumqi industrial injury insurance, such as insurance rate is not high, rate and mechanism is not reasonable, work-related injury insurance fund gap and improper use, for injury prevention pay more attention to the shortage, injury rehabilitation lag, extending the coverage of the insured difficult etc.. In order to solve the problems of the industrial injury insurance of the Urumqi, select the work-related injury insurance to carry out a relatively good in Beijing and Shanghai as the reference object, and summarized their development can be used in place, followed by and combined with the actual situation of Urumqi city and existing problems, put forward the Countermeasures and suggestions on how to improve the industrial injury insurance system of Urumqi city. The Urumqi city to speed up the establishment of the industrial injury insurance system in the modern sense, better play a role of inductrial injury insurance, provides a useful exploration for the promotion of Urumqi city and fast economic development and social security and stability.