Research On The Credit Rating Of Construction Enterprises Based On Matter Element Analysis

The construction industry is a pillar industry of our national economy, it is plays an important role in social development, but a lot of credit deficiency phenomenon in construction seriously affected the healthy development of the construction market, construction enterprises in the construction market as an important subject, to establish a perfect credit system in construction enterprises has become a top priority. As an important part of the credit evaluation system of construction enterprises, construction enterprises credit rating can provide the basis for the government to regulate the construction market credit management, second can improve the competitiveness of the enterprises themselves, third to other construction market main subject provides reference and prevent credit risk. It is conducive to the healthy development of the construction market, so it has important theoretical and practical significance for the construction market credit system.The regards the construction enterprises as the research object, the establishment of credit rating model for construction enterprises, mainly include corporate credit rating index system establishment and evaluation method for determining two core elements has been studied.First, according to the principles of index system is established. On the basis of a large number of literature and the actual research, combined with the characteristics of construction enterprises, analyses the factors that influence the credit risks of the construction enterprises, construction enterprises credit rating index system is initially determined, and then the number according to sampling and statistical analysis was applied to the optimization of the index, and then determine the final construction enterprises credit rating index system.Secondly, this article uses the matter element analysis method to carry on the credit appraisal to the construction enterprise. Respectively is the credit quality and credit ability of the two indicators of the system, a total of 53 indicators.Finally, based on the two core content of the research is established on the construction enterprise credit rating model, and analyzed and verified by the specific case of the applicability and accuracy of the model. Determine the credit quality of 3 credit rating and credit capacity of 5 levels, a total of 15 levels.