Research On Payroll Business Process Optimization Of Guoxin Village Bank

In recent years, more and more commercial banks appear to the decline in net profit potential, however, the payroll agency service not only makes development of intermediate business has shown a rapid growth, is on the bank’s net interest income turn from loss to profit from the important role that can not be ignored. Because of the enterprises in the payment of wages of existing cash withdrawal point complex link is miscellaneous, financial personnel workload and cash storage burden many drawbacks, has great advantage of bank payroll service then arises at the historic moment. Guoxin village banks since the establishment of the will be the beginning of the payroll agency service as an important part of the intermediary business, over the years, adhering to the customer center business philosophy, relying on science and technology development, has made some achievements. But the agency agreement is not standard and the process execution is not uniform, the initial password setting simple multiple factors such as constraints, Guoxin village bank wages on behalf of the business process also exist some problems, how to scientifically and reasonably and effectively to pay on behalf of the business process to be improved and perfected, has attracted much attention.The wages on behalf of the business was the subject of study by Guoxin village bank wages on behalf of the current situation of the business process analysis, and finds out the problems of the existing Guoxin village bank wages on behalf of the business process, and analyze the reasons for the existing problems, and according to its own actual situation choose take suitable process optimization method proposed wages on behalf of the business process optimization design scheme, and give the corresponding guarantee measures for implementation.In this paper, by using the method of literature study, investigation, comparative method and qualitative and quantitative analysis method of combining, Guoxin village bank wages on behalf of the business processes were analyzed and optimized. For Guoxin village bank wages on behalf of the business situation, process management theory and business process optimization theory as the theoretical basis, Guoxin village bank wages on behalf of the business process management of the scientific, reasonable and effective analysis, and to pay on behalf of the business process optimization and transformation. The process, process management, commercial bank process and business process optimization theory and method is discussed; for Guoxin village bank payroll agency service, on the payroll of business process management analysis of the current situation, pointed out that its implementation is not uniform, the agreement is not standardized, the initial password is too simple, business processing queuing phenomenon serious and value-added business development lag and other problems in the mode of operation; in process optimization to improve customer satisfaction, improve the payroll agency service operation efficiency and achieve strategic development goals, customer-centric, efficiency priority, risk control priorities, applicability and the continuous improvement of the process optimization principle, using "ECRS" analysis the principle and method of the "5W1H" and other optimization methods, from the business application acceptance, on behalf of the signing of the agreement and salary process uploading the Guoxin village bank wages on behalf of the business process optimization design. Finally, from improving the payroll agency service system security, integration advantages of resources and improve the internal control, to strengthen the process reengineering and means of innovation and so on several aspects of Guoxin Village town bank wages on behalf of the business process put forward the guarantee measures for implementation, in reaching Guoxin village banks the payroll agency service scientific, reasonable and effective optimization at the same time, promote the bank core competence promotion as well as the healthy and sustainable development of the ultimate goal.