Study On Credit Innovation And Development In The Era Of Big Data

Risk control is the core of finance, and the key of risk control is credit. The construction of credit system has improved the social and economic development environment, provided the necessary guarantee for economic development, and set up new rules for the operation of the socialist market economy. The construction of credit system is the inevitable requirement of the development of society and economy in our country.In recent years, with the rise of the Internet, cloud computing, big data and other modern technology, credit industry was developing to depth direction under the integration of Internet plus big data credit, and it activates the new driving force for the construction of credit system in our country. This paper outlines the concept, characteristics and development model of big data credit, combined with internet finance, analyzing and researching big data credit business innovation and development, and listing problems and suggestions of big data credit.