Research On Logistic Financing Risk Management Of Marine Products In XiYuan Village International Logistics City Of Qingdao

With the development of people’s everyday life and people’s recognition of the nutrition value of marine products, marine products have been the on the dining table a lot, and the consumption is inclined to increase each year. The sea of China is abundant in natural resources, and China has taken the No.1 place of the production and consumption of marine products. Qingdao, as a city by the sea and one of the first cities that accepted opening-up policy, has many marine products processing companies. These companies are mostly small or medium companies, and the difficulty of financing has restricted their development greatly. The existence of logistic financing has broadened financing means for these small and medium companies. At the same time, the rapid development of logistic financing has exposed a series of problems, especially when in 2012, there were malignant cases where fraudulent warehouse receipts issued and repeated pledges, which resulted in major loses for banks and logistic companies. Logistic financing business that uses marine products as pledge is even more dangerous since marine products have a relatively short pledge period and have a strict requirement on temperature. Therefore, the studies on marine products logistic financing risks have important guiding meanings.This paper has analyzed theory basis relevant to marine products financing risks and uses modern risk management theories, combined with the features of marine products logistics, to analyze the environment of marine products logistic financing business in XiYuan village International Logistic City, Qingdao, from the quantitative aspect and qualitative aspect. And with the research as foundation, the paper has recognized the risks in marine products financing business and assessed the risks. Then this paper has come up with marine products logistic financing risk precaution measures for XiYuan Village International Logistic City, Qingdao. The last part of the paper has summarized the discussion and pointed out problems that deserve to be studied in the future.There are three innovations of this paper:First, it has confirmed the environment of marine products logistic financing business in XiYuan Village International logistic City, Qingdao and pointed out that there is a market demand for marine products logistic financing. Second, it has confirmed the marine products logistic financing risks in XiYuan Village International Logistic City, Qingdao, considering the special characteristics of marine products logistic financing, and based on which, this paper has established XiYuan Village International marine products logistic financing risk assessment system. Third, this paper has introduced Bayes network method into the XiYuan Village International marine products logistic financing risk assessment model, and calculated the risk value.Marine products logistic financing risks that this paper is about, has great guiding importance for XiYuan Village International Logistic City, Qingdao. It has established a marine products logistic financing risk assessment index system and introduced Bayes Network method to calculate marine products logistic financing risks and completed theory studies on marine products logistic financing.