A Research On The Index System Of Performance Evaluation In The City Commercial Banks

Along with the integration of domestic financial industry and the world financial market pace, the relationship among domestic banks increasingly tense. On the one hand, a well-known foreign banks come in great numbers; on the other hand, the joint-stock reform of state-owned banks work accomplished gradually, and the joint-stock commercial banks have also A new force suddenly rises, such changes in the external environment for the development of city commercial banks will undoubtedly bring great pressure, caused its market share to reduce, business development difficult, bank the decline of benefits appear problems. In this difficult situation, whether can make the correct and effective evaluation of city commercial bank’s performance, the important influence on the sustainable development of the city commercial bank.Taking the city commercial bank as the object of study. Research results and research content first to domestic and foreign bank performance evaluation is analyzed in detail, analyzing the significance of evaluation study of city commercial bank’s perform; secondly. introduces the related theory and concept of city commercial bank performance evaluation required, and determine the subject and purpose of city commercial bank performance evaluation, based on problems in-depth analysis of city commercial bank performance evaluation, determined the main content of city commercial bank performance evaluation should include. Then, combined with the lack of city commercial bank’s own particularity and past performance evaluation, the choice of city commercial bank performance evaluation index of prudence, and the analytic hierarchy process to the evaluation indicators of empowerment, the efficacy coefficient method and membership assignment of index score, designed a set of specifically for City Commercial Bank Performance Evaluation the index system. Finally, in the12city commercial banks as the research object, after the12city commercial bank2013annual report related data collection and processing, based on the above evaluation index system of each bank performance is calculated and obtains the synthesis score, according to the contrastive analysis in the evaluation results and the actual situation, scientific and effective to verify the construction of the performance evaluation index system. According to the example analysis results, put forward the guarantee measures for city commercial bank performance evaluation index system of the effective operation of.