The Innovative Design Of Deepening The Reform From The Perspective Of The Housing Accumulation Fund Manag Ement Mode And Operation Mechanism

Through reviewing the history of Changzhou city housing provident fundmanagement practice, Changzhou city housing provident fund is mainly based onoperational data, summarize the important effect of the development of housingaccumulation fund system, analyzes the shortcomings of the current housing providentfund management mode and application mechanism in. In accordance with theobjectives of reform of housing provident fund eighteen session of third of all proposed,namely "sound with the situation of China’s housing security and supply system, theestablishment of an open standard of housing provident fund system, improve thehousing accumulation fund extraction, use, supervision mechanism of" content,combined with the reform of housing provident fund management center andinstitutions of the task situation, pointed out that the housing accumulation fund systemmust be long adhere to, and in accordance with the principle of separating the functionsof government, the separation of government and enterprise, reform of the housingprovident fund management institutions. This paper analysis and drawing lessons fromthe East and west developed countries America, Japan, Germany and Singapore housingsecurity and the housing finance experience, it is pointed out that for our reference,proposed our country housing provident fund management institutions to theadministrative goal, reform of management mode and operation mechanism design aclear path of reform.