| With the acceleration of urbanization process in China, the degree of standardization significantly improve rural financial management tools have been strengthened, but due to various reasons, there are still many difficulties and problems, bring greater economic loss to the farmers, damage to the dry group relations, the petition which caused problems are also increasing, the long run will bring adverse social impact, affecting the overall stability in rural areas, strengthen rural financial management is imminent.Based on the model of the development process and financial management of rural change research, analyzes four modes of rural financial management pros and cons, and select high-tech zones in Changsha for empirical research on the high-tech zones in towns and villages under the jurisdiction of the foundation conducted a comprehensive investigation, the discovery of urbanization has brought the issue to the rural financial management of the following aspects:the rural asset management is not standardized, rural financial management model is imperfect, village liabilities more serious, village accounting foundation is weak, the quality of village affairs not high, democratic management mere formality. For these questions, analyzes the reasons for the existence of the problem:the rural financial management systems, and democratic management awareness is not strong enough, the lack of effective supervision of rural financial management, low quality of rural financial officers. Consequent to the rapid urbanization of rural areas to improve the financial management of rural thinking, proposed accounting from the village level specification model agency, improve rural financial management system, improve the democratic rural financial supervision mechanism, strengthen the rural collective financial audit supervision, establish and improve the "three capital" monitoring platform, multi-channel countermeasures to resolve the village debt. This article focused on the theory and practice of using a combination of methods, the use of systems theory and the new political theory in economics from the study of the history and rural financial management mode changes begin, each from the perspective of the village collective, individual, government, market, multiple ways to explore the reasons for the existence of the problem and propose targeted optimization of specific measures to rural financial management, with strong applicability and application value for the urbanization process of how to strengthen and standardize the rural financial management. |
