Housing Accumulation Fund Management Research

With the rapid development of economy, the public accumulation fund for housing construction also arises at the historic moment. Housing reserve system has huge boost to the social development. Since the 1990 s, China’s housing for monetization regulation by welfare supply system change, the implementation of housing accumulation fund system has taking the important economic effect and social effect. The implementation of the housing accumulation fund system in promoting the housing system reform. At the same time, it pulls the rapid development of the real estate industry, and to ensure the basic housing needs of residents. Around but also with the development of economy and unbalanced development, operation and management of the public accumulation fund for housing construction is not perfect gradually. So in accordance with the local actual situation, the problems in urban operation of housing accumulation fund management and analyzes its shortcomings, and based on this, advances the relevant effective measures is imminent.Researching of the typical cities such as Beijing, Shanghai housing accumulation fund management pattern are countless, but the development is relatively slow mode of operation and management of housing accumulation fund of the city only a few studies. It is in YiYang city as an example, this paper developed at home and abroad for reference, the operation and management of housing accumulation fund on the research results of targeted mechanism of YiYang city housing accumulation fund to carry on the detailed study, so as to rise to the management center of city accumulation fund management system consummation put forward policy Suggestions. In through to the social security, compulsory savings, fairness and efficiency of the public accumulation fund for housing construction based on the study of basic theory, systematically analyzes the present situation of YiYang city’s current operation of housing accumulation fund management, straighten out the current thread of the housing accumulation fund to run in, focus on the collation and withdrawal of the public accumulation fund for housing construction, thus it is concluded that the public accumulation fund for housing construction in all kinds of problems and contradictions existing in the operation, at the same time by developed areas at home and abroad for reference, the advanced experience of operation and management of housing accumulation fund, for the future city operation mechanism reform and perfect the management system of housing accumulation fund puts forward policy Suggestions.National urban housing accumulation fund management center is facing the huge challenge, so it is urgent to reform of management system of housing accumulation fund also, especially in expanding the scope of the protection of housing accumulation fund, housing accumulation fund to prevent operation risk, innovation.