Investigation On Transfer Method Of The Basic Endowment Insurance Relationship Of The Floating Population

The traditional employment structure changed with the continuous development of theindustrialization and urbanization of China. The demand of manpower resource for industrial concentrationand technological development speeds up the flow of population, which is associated with the requirementof basic endowment insurance relationship transfer for more and more floating population. In2013,“theCPC’s decision on some major issues of comprehensively deepen reform” on the Third Plenary Session ofthe11th Central Committee of the CPC points out to “improve the policy transfer of social insurancerelationship, and expand the coverage of insurance payment”. The transfer of endowment insurancerelationship has become the urgent affair for maintaining the floating population’s rights and interests ofbasic endowment insurance and improving the old-age security system construction.The endowment insurance system includes the endowment insurance for institutions, rural workersand residents (in February7of2014, the State Council of China decided to merge the new type of ruralsocial endowment insurance and urban social endowment insurance and establish the basic old-ageinsurance system for urban and rural residents of national unity1). So far, the transfer of endowmentinsurance relationship is difficult when the labor force of our country flows between different types ofinsurance and regions. The influences on transfer of endowment insurance relationship contain not only theundound laws, the fragmented system, the underdeveloped information technology and the uniform workstandards, but also the unbalanced regional economic environment, the competition between localgovernments and the conflict of interest between the endowment insurance rights and obligations ofoutflow areas and inflow areas based on the "investment" system. Aiming at the present situation of thedifficult transfer of endowment insurance relationship, the “Migrant workers to participate in the basicold-age insurance” and “The Interim Measures for the transfer of basic old-age insurance for urbanenterprise workers” emanated in2009solve the chaos of endowment insurance relationship transfer in to acertain extent, and regulated the management of transfer from national level.“The Interim Measures for thecombination of urban and rural endowment insurance system (Draft)” emanated in2012pays moreattention on transfer between different types of endowment insurance relationship, and mentions the way to transfer the urban workers’ basic old-age insurance for Migrant workers into the new rural basic old-ageinsurance.The author suggests that the basic endowment insurance relationship transfer method of the floatingpopulation should be improved from the following aspects. First of all, it is a critical step for a fair andreasonable endowment insurance relation transfer method to scientifically and reasonably increase thewhole hierarchy of endowment insurance. Secondly, the construction of "golden insurance project" shouldbe speeded up to implement the information barrier-free docking of different regions and to protect theinterests of the insured effectively. Thirdly, a mature account conversion method should be designed tosimplify the process and enhance the rationality of transfer method. At last, the implementation of thenational social security card should be speed up to improve the portability of endowment insurancerelationship and effective solve the blame-shifting between the moving out and moving in place due to theincomplete policy.