| The loan project appraisal, refers to the bank to the inclusion of fixed asset loan projects, the necessity, technique from the implementation of the project of leading science, can produce the benefit and risk status of the comprehensive analysis and judgment, and strive to achieve the optimum benefit. This paper takes Weifang "a company engineering construction project for fixed asset loans500000000yuan" project as the research object, the project conducted a field survey to evaluate. Assessment work focuses on understanding and assessment of a company "engineering construction project" total investment and legal status, the financial situation of enterprises, the project construction, the source of funds, the company’s future market prospects, the project financial benefit, owing on the loan funds and loan risk factors, the conclusion of scientific research.This paper first reviews theories of the project feasibility study from two aspects of domestic, foreign, domestic and foreign research theory and the process of comparison, analysis of the project feasibility study significance. Secondly, from the perspective of the banks, methods the feasibility study and project evaluation, project survey, around the enterprise evaluation, project, market analysis and forecast, benefit evaluation, analysis and evaluation system of construction machinery construction project financing. Thirdly, research method, combining quantitative and qualitative analysis as well as the combination of macro analysis and micro analysis combined with dynamic analysis and static analysis, the necessity of project construction and legitimacy, project, technology, the financial situation of enterprises, the project benefit and risk, bank profits and risk objective evaluation of the assessment results, obtained relatively scientific. The results showed that the legal formalities, project machinery construction company basically complete, consistent with national industrial policy and regional planning, profit ability is strong, have a certain ability to resist risks, the financial feasibility of comprehensive income is higher, the bank. The construction of the project has certain reference experience for similar project construction, the development of advanced equipment manufacturing industry, promote manufacturing industry from targe to strong, has a positive effect on strengthening of major technical equipment R&D and industrialization etc.. |