Research On Feasibility Of XX Trust Loan Project Of BT Company

In recent years,with the development of financial market reform,the capital market has developed rapidly in our country,enterprises gradually abundant financing tools,greatly promoted the development of China's enterprises.But for now,because of the way of direct financing,IPO,bond issuance of high threshold,indirect financing especially bank loans is still the main way to meet the demand of funds of our country's many enterprises.To meet the demand of enterprise financing,make up the bank credit,trust loans arises at the historic moment.Trust financing is indirect financing directly,through the indirect financing and direct financing channel,accelerate the financial system standard to the market standard in the transformation from the bank.Compared with bank loans,trust loans more flexible,more likely to meet the personalized needs of customers,and its risk has the characteristics of localization,easy to control the risk.Designs based on BT trust companies working capital loan collection fund trust plan feasibility as the research object,firstly summarized the trust loans and feasibility analysis of research status at home and abroad as well as the information asymmetry and transaction cost,trust loans system in this paper,we study related theoretical basis.Second,targeted introduces the background,the governance structure designs of the company's shareholders,related party transactions,and so on and so forth,and according to the enterprise actual operation situation,financial situation and capital operation status to the designs of the company's loan demand is analyzed and measured.Third,from the trading main body,the design scale,capital operations,credit,measures and the five basic elements designed trust loans repayment source project plan and discusses the designs company facing the macroeconomic environment,industry situation and regional economic environment,research suggests that the company is facing more to good macro environment,industry status is better also,besides regional markets also have larger development space.,therefore,the market prospects of XX trust loans is relatively clear,the project can be launched steadily,at the same time through the designs company earnings and cash flow analysis of the project's profitability and designs company has the ability to repay a certain degree of assurance.And BT company organization structure reasonable,extensive business,related project experience,strong profitability,can guarantee the implementation of the trust loan,and finally,from the legal and market risk,management and financial risk,credit risk,liquidity risk and risk management five aspects analyzes the risks of the project and its preventive measures.Research of this paper designs the company working capital loans for BT company the trust plans of assembled funds provides the reliable basis and the implementation of the plan,but also in the future for the company to carry out this type of trust loan scheme provides a train of thought.In this paper,the research methods and countermeasures of risk guarantee to other trust company in China to carry out the loan business to provide the valuable reference and reference.