Difficulties And Countermeasures Of Small And Medium-sized Real Estate Enterprises

Since2000, China ’s real estate industry has been rapid development ofhigh-speed, real estate can be described as the golden years. In foreign export trade,investment, consumption and stimulate economic growth in the three carriages,investments constitute the core position, and real estate investment accounted for themajor part, so the real estate on China ’s economic growth is an indeliblecontribution. Upstream and downstream industries associated with the real estateindustry more than20. This not only solves the social employment, and increasedincomes of the people, to the country an enormous fiscal revenue. Therefore,whether the sustained and healthy development of the real estate plays a crucialimpact on the entire economy. Compared to other real estate industry has aremarkable feature is capital-intensive industries, greater demand for funds tosupport its development is inseparable from the capital, so the real estate industryissues that directly affect their ability to finance health development. Chinese realestate industry started relatively late, financing is still relatively simple, largelyself-financing and bank real estate loans directly to this in two ways. Other financingproportion was small. Once the country’s macroeconomic policy, financial andcredit policy changes directly affect the normal operation of the real estate business.In case of insufficient own funds, real estate companies financing capacity it is veryimportant[1]. Since2011, the national macro-control of the real estate industry isincreasingly tight, inflationary pressure, the progressive introduction of monetaryand credit tightening policy, management of all commercial banks to real estatedevelopment loans and residential mortgage loans increasingly stringent, whichmakes a lot of real estate companies because of a shortage of funds plunged intocrisis operations.Firstly, the Chinese real estate corporate finance were briefly addressed,followed by introduction explains what real estate financing modes and features,and then analyzes the Chinese real estate industry financing the current overall situation, for example by Lawrence FURUN home projects, side shows small howreasonable real estate financing, how to choose financing, financing strategies.Finally, the analysis of the Chinese real estate financing issues, and put forwardsome reasonable and feasible solutions.The whole thesis is divided into five chapters:The first chapter, Introduction. History and status of the external environmentthrough real estate development describes the background and significance of thispaper introduces the research status of the real estate financing, and researchmethods of this paper.The second chapter, through some basic concepts of project financing, andrelated theoretical narrative. Financing of the project is defined, what patterns andvarious modes introduced in the practical application of project financing has;further illustrate how to prevent the risk of a variety of financing models.The third chapter describes the current external environment for small andmedium real estate project financing. Find information defined by the scope of smallreal estate companies; identified the main sources of funding for small real estatebusiness projects. The current phase of the causes of the real estate businessfinancing difficulties.The fourth chapter, by Lawrence FURUN Properties Limited project financecases described, the corporate external financing environment is analyzed using theSWOT method to analyze the financing environment, and how to conduct riskcontrol. Consolidated results Zunyi FURUN home project finance experience.The fifth chapter, combined with the above analysis of the case and theconclusions drawn on how to improve the project financing of small and mediumreal estate companies the ability to make successful business financing. Were given areasonable proposal from their own bank, as the Government.