Agricultural Insurance Premium Rate Measure And Policy Research Of Navel Orange In The South Of Jiangxi

Agricultural insurance as an effective risk transfer and social managementmechanism, the market economy countries support the practice of agriculturaldevelopment. At present, there are four kind of the main agricultural insurance mode:government leading mode, government support each other, by civilian society andnational key support pattern and so on. In this paper, the development of navel orangein the south of Jiangxi agricultural insurance rates set is mainly manifested in thenumber of statistical and mathematical expressions of risk loss.Navel orange in the south of Jiangxi，as one of the advantages in the Ganzhouindustries, its developing process exists market risk, social risk, natural risk, risk andresist still exist certain problems in the process. The several opinions of formalintroduction to the development of navel orange in the south of Jiangxi for newchallenges and opportunities, the navel orange insurance research has started inJiangxi.In this paper, taking navel orange in the south of Jiangxi agricultural insuranceas the research object, based on the yield of navel orange in the south of Jiangxi in thedevelopment of the historical data, percentage yield of straight line moving averagemethod is used to build immediately fluctuations. Through direct normal probabilitydistribution method and the probability distribution of skewed normal distribution,respectively to estimate the yield risk loss probability density function. Finallythrough yield risk loss probability density function of navel orange in the south ofJiangxi agriculture insurance premium rate is determined. With navel orange in thesouth of Jiangxi will estimate the rate of two models is analyzed by the current pilotrate, navel orange in the south of Jiangxi agricultural insurance rates set with thatclear one of the models are very good interactive relationship, illustrates the skewnessdistribution of normal, normal probability distribution model of navel orange in thesouth of Jiangxi rates set method is feasible.