Design And Implementation Of Credit Integrated Management System Based On J2EE

With the development of computer technology and the development of network technology,they have been widely used in all aspects of society.At the same time,China's credit industry is also developing rapidly,if the computing technology and network technology can be applied to the bank's credit business,it will be able to greatly enhance the credit institutions' capacity and make the socialist market economy more prosperous.In this background,we developed a J2EE-based credit integrated management system to achieve the credit business more convenient and efficient.The system mainly implements four core function modules,namely customer management,system management,collateral management and post-loan management.The customer management module mainly includes the management of private customers information,the management of public customers information,and customer transfer three parts;System management module mainly to the process,capital channels,system products,business configuration,collateral,etc.to manage;Collateral management module to achieve collateral information and mortgage contracts for unified management,and provide a comprehensive search for mortgage contracts;The post-loan management module is a follow-up to the loan staff after the credit process,including the loan staff to monitor the flow of funds,to classify the risks,to make changes to the loans,so as to ensure that the credit funds before the problem can be carried out in time early warning and handling,to reduce the unnecessary loss of credit institutions.In the design process,the system using the B / S architecture,combined with J2 EE technology for development.In the choice of the database,we chose the My SQL database as the credit management system's database and select the free open source web application server Tomcat server as the system server.The system can realize the management of the existing business of the bank and the system interface is simple,stable performance,portability is strong,but also to a certain extent,the bank's business processes more standardized and reduce the bank's credit business risk,with a high practical value.