Design And Implementation Of Bank Personal Credit System Based On B/S

Since the reform and opening up, Chinese economic develop rapidly after China join into WTO. People’s concepts of consumption are greatly changing. The number of personal loans business turn a linear growth trend, such as buying a car, loaning to buy a house, to buy a home loan, to buy the equipment such as mobile phone. In recent years, the personal loan business grow very rapid, the major commercial banks in order to provide customers with high quality, convenient loan service, vying to take many preferential measures, improve the loan process, cut the loan procedures, on the other hand, the personal loan system has been hitherto unknown attention, through the construction and implementation of personal loan system, improve loan business links, analysis of customer loan business records, mining the useful knowledge for guiding, bank lending policy. In this context, Huaxia Bank decided to develop a WEB application system is applied to the management of the loan business.The research status of credit management system, the future development trend and a comparative analysis of the various technical system designs are discussed in the thesis, According to domain business loan requirement, the Huaxia Bank determine to create the main functions of the system. Its functions are as follows: management, credit and lending management, file management, post loan management, information query, system maintenance and other functions. In the system implementation process, designed strictly according to the software engineering project specifications and requirements, using UML modeling technology in the use case, class diagram, sequence diagram, data flow diagram tool or means of module design, detailed demand analysis, the system; at the same time, the design practice of data relationship theory to guide the system database, the use of Power Design7.0 tools for the design of the logical model and physical model of the system database, on this basis, and construct a complete set of database objects in the database management system of ORCALE9 i. Finally, the use of JAVA development tools to realize the function of the system.On the basis of the above work, a set of the units of credit management system is completed. Results of the system test and actual operation show that: the system runs e stablely, the results of system are correct, functions of system can meet the requirement of unit application. It keeps pace with the expected design goal.