Internet Payment In The Design And Implementation Of A Multi-mode Payment Gateway

At present, the occupied proportion of domestic Internet consumption in general consumption has been developing, but the implement and device of Internet payment still need to be completed. It is very necessary to build favorable Internet payment implement, if it’s intend to be the main consuming way for consumers in daily life. The Internet payment implement of the third-party corporations which provide business transaction, bill payment and other functions is supported by domestic modern communicate technology and etc. It’s also provides direct bill management and referred deal history. The Internet payment implement of the third-party payment corporation not only facilitated Internet consumption for the consumers, but also offered security and stability for Internet payment, brought lower trade risk and obvious profit promotion for traders. Thus, it shows that the Internet payment implement of the third-party payment corporation is a significant device which can carry the Internet consumption forward that has huge economic benefit and public benefit.This paper introduced the current situation of the Internet development in the beginning, and then exampled the PUTIAN YINTONG company and analyzed the problems that appeared during its transaction. According to the current Internet technology, come up with fusing payment, deduction payment and separate-bill payment of prepaid card and other new payment ways, point out its realized value as well, and realizable methods. The whole paper was divided into four parts and introduced the related conception and technology of payment, the analysis of Internet payment, the design of Internet payment and how to realize the pivotal technology of Internet payment separately. In the end, it summarized the advantages and shortcomings of third-part payment gateway, and viewed the development of future system.