Design And Implementation Of P2P Online Lending E-commerce Platform

With the widespread application of information technology and the advancementof globalization, as a kind of new, highly competitive economic mode, e-commercehas been rapid development. Introducing e-commerce into the credit industry is theresult of the development of the information technology, in order to solve the problemof small loan management work. In particular, during the past two years, the rapiddevelopment of P2Ponline lending, greatly meet the micro-finance need of companiesand individuals, who are facing with the difficulties of traditional financing channels.Therefore, the design and implement of an e-commerce website, which provides thefunction of information management and strategy support towards existing P2P onlinelending, has become one of the most important projects in P2P lending industry.Based on the requirement of the business development in CaiXinDianDangcompany, this paper systematically studies the design and key technology of the P2Ponline lending e-commerce platform. In this paper, the work mainly includes thefollowing three parts:Firstly, the dissertation introduces the concept of micro-finance and itscharacteristic, describes the development of small loan companies, summarized therecent development of e-commerce and its main function, analyzes the P2P onlinelending development process and business model. About technology, this paperdescribes the advantages of PHP development language and some web designsoftware involved in this study, shows the design environment configuration overviewof this research program.Secondly, through analyzing the necessity of P2P online lending and itsbehavioral characteristic of the process, functional requirements and performanceneeds of the e-commerce platform are put forward. According to the principles ofplatform design, based the three-tier architecture as the standard, the paper plans anddesigns the specific function modules of the P2P online lending e-commerce platform.Finally, on the basis of the analysis and research, considering the small loanbusiness of CaiXinDianDang as the research object, this paper implements a completeset of construction of the P2P online lending e-commerce platform.