Design And Implementation Of Supply Chain Finance Platform Of YONYOU

Internet supply chain finance is the integration of Internet finance and financial supply chain.The supply chain finance industry is at a stage of rapid development.The B2B platform draws the parties of the supply chain finance via the construction of the ecological circle,and helps the small and medium enterprises to obtain funds through the platform.This paper is designed and implemented a supply chain financial platform system that provides convenient online financial services to capital providers,guarantee agencies,and financing companies.The supply chain finance platform designed in this paper adopts the Java platform system architecture and distributed multi-service design scheme to ensure the stability,security and high availability of the platform.Analyze the functional requirements of the platform through the current status of the company's huge ERP system customers.The platform includes three major parts,system management,business management and basic services.To further divide the module,I(separately or involved)design and develop four modules:"payment module","product management","finance management",and"repayment management".(1)Payment module:The payment module is the basic service part of the system.There is no interface display,mainly to realize online money transactions.Realize real-time transaction processing by connecting to third-party payment channels or banks.(2)Product module:including functions such as loading display of product list,maintenance of product information,multi-party credit of products,etc.,which mainly realize the credit process of payment products,and online signing business logic of credit contract.(3)Financing management module:It realizes the financing application function based on real trade information documents.Users can apply for financing according to the purchase order or accounts receivable of the core company.(4)Repayment management module:including repayment plan query,online repayment function.When the financing bill expires,it will automatically become overdue.The verification result of the platform business function shows that this supply chain financial platform satisfies the needs of economic entities on the supply chain.At present,the project has been on-line and is in the normal use stage of users,and it meets the business process requirements of the cooperative capital A bank.The company is dedicated to building an internet-based online supply chain financial platform,and build the data bridge between enterprises and firms,to solve the problem on flow of goods,information and money with internet technology.In this way supply chain management can be boosted,and the operation of contract signing,approval,lending and repayment can all be carried out online.Offline operation can be simplified and operation cost would be cut.The operation of supply chain financing can be more efficient,cost effective and attract more customers.