Research On Problems Of Social Medical Insurance Of Urban Children

Children are the future of the country, are the hope of the nation, is to realize the great Chinese dream of hope. For their life and health to provide the corresponding security should be the responsibility of the state and society. As a result, the particularity of children group and indecisive and its demand for medical, make children groups of social medical insurance become medical social security system in our country a very important aspect. Due to the present stage our country economic development level is not high, not like the western developed countries by a wide range of social welfare to meet the medical needs of children group, as a result, social medical insurance has become our country children group is very important part of the social medical security, also became one of the children’s social medical security research is an important content. In tonghua city as an example, the urban children enjoy social medical insurance status and the existing problems and reasons based on the analysis, puts forward some countermeasures for the improvement of the social medical insurance of urban children.Based on the theory of public product theory, welfare economic theory, family change and relevant theory for the study of sociology, economics, demology, using the method of collecting, analyzing, organizing the domestic and foreign children’s social medical insurance related material, choose the needed information, find out the experience can be used for reference, at the same time, through questionnaire and interview method, children in tonghua city town as research object, the understanding of present urban children enjoy the basic condition of social medical insurance. And through the survey data of tonghua city at present stage in urban children enjoy the social medical insurance for in-depth analysis of existing problems and reasons.Whole paper is divided into six parts: the first part is introduction, mainly introduces the research background, research significance, research ideas and research methods of content, as well as to the related research at home and abroad were reviewed. Definition and theoretical basis, the second part is to define the social health insurance, children’s children, the relative concepts of social medical insurance, emphatically elaborated the public product theory, the welfare economic theory and family change and related basic theory. The third part is the tonghua urban children’s medical condition and the social medical insurance system supply. From high incidence of children, children JiuZhenLv is high, the children of the high cost of medical treatment of tonghua city health status of children in cities and towns are expounded; And introduced the tonghua urban children receive from the current social medical insurance system and its contents. The fourth part is the tonghua insurance of social medical problems and cause analysis of urban children. Respectively from the rate is not high, the structure of ginseng is uneven, financing level is not high, pay level is not high are analyzed from the aspect of tonghua city urban children have problems in social medical insurance, and analysis result in the present stage tonghua urban children enjoy the insurance of social medical problems because under the influence of parents cast protect consciousness, children’s special did not reflect, insufficient government as reimbursement narrow range, low compensation standard. The fifth part is countermeasure to improve the social medical insurance of urban children. Urban children in tonghua city group in the social medical insurance based on the analysis of the problems and their causes, puts forward the measures to perfect the social medical insurance of urban children. The sixth part is the conclusion, this paper summarizes the research results.