Research On The Establishment And Medical Liability Insurance

In recent years, with the deepening of reform and opening up, medical disputes in the medical field has become increasingly high, medical disputes have occurred. How to reasonably solve the relationship between doctors and patients has become the focus of the entire medical community and even the society. On September 1,2002, China promulgated the regulation on the handling of medical accidents, the regulation of medical responsibility verification, inversion of burden of proof, and in medical malpractice compensation and other aspects of reform, these reforms are mostly reflected the government’s protection of the rights and interests of patients in medical accident enhancement.Medical industry is the coexistence of high technology and high risk, in medical disputes and medical accident,society tend to attach too much importance to this vulnerable patient population, while ignoring the medical institutions and doctors of medical activities as the main body. With the advance of legal system construction, the patient’s legal awareness is strengthened, and the awareness of self-protection is increasing, and the expectations of the medical effects are getting higher and higher. This makes medical institutions and medical personnel will face a huge risk of occupational risk and compensation. Therefore, in early 2000, the government introduced the medical liability insurance as an effective means to resolve medical disputes and conflicts between doctors and patients.Despite the introduction of medical liability insurance ease the medical disputes in a certain extent, in resolving the contradiction between doctors and patients played a certain role, but medical liability insurance in our country is still in the initial stage, facing the development of many obstacles. Based on the medical liability insurance establishment and operation mechanism for analysis, refer to the experience of Britain, the United States, Germany and other countries the development of medical liability insurance, according to China’s Beijing, Shenzhen, Chongqing, and other medical liability insurance development of better city as an example, describes the establishment and operation mechanism of medical liability insurance in Harbin City,and put forward relevant countermeasures and suggestions.