Research On The Collecting Problem Of Basic Endowment Insurance Premium For China Urban Working Group

In the complex world economic situation, due to external demand decreasing and increased external competition, many enterprises operating difficulties or even bankruptcy. Face downward pressure on the economy and rising labor costs such as multiple adverse factors, the enthusiasm of enterprises to pay the pension premiums is greatly reduced. In the collecting of basic endowment insurance premium for China urban working group in the management, the balance pressure increases, empty individual accounts account running, the difficulty of fund on the hedge and value-added, and many other issues. To meet the new challenges, the state should continue to promote the reform of basic endowment insurance premium for urban working group, further expanding the coverage, reducing the contribution rate, increasing the funds income.This paper first analyzes the research background and significance, the collecting problem of endowment insurance premium has the important theory significance and practical significance to conduct the research. At the same time, the domestic and foreign related literature comprehensive review. Secondly, provides an overview of the relevant basic theoretical research, introduce collection system design and the main characteristic of our country town worker is basic endowment insurance premiums, offer the theoretical foundation for the rest of the paper. Again, the collection of current situation of basic endowment insurance premium for China urban working group and existing problems, and analyze the cause of formation. Then, in Fujian province as an example for analysis. Finally, through the analysis of the previous chapters and elaboration, draw lessons from the advanced experience at home and abroad, and puts forward suggestions for further improvement of the collecting of basic endowment insurance premium for China urban working group combined with my own work practice.