Research On The Development Of Internet Financing Leasing Business Model

As China’s economic development, the domestic financial industry has also ushered in ahistorical opportunity of rapid development. Financial leasing industry growing asset size in recentyears has become China’s financial markets on an important financing tool. But we also see that,although the scale of asset finance leasing industry growing every year, Financial leasing businessmodel has always failed to break through the "shadow banking" business model in three decades.So the domestic financial leasing industry has been the development of the industry in its infancy.The development of financial leasing industry is not just the scale of the asset growth. Financialleasing industry needs model innovation, Only in SME finance leasing business services, thuspromoting the development of China’s real economy.Internet financial business model give us a good idea for financial leasing innovation. Internetfinancial leasing can solve the problems which traditional financial leasing depends on banks.With the internet strength of information share, information quickly, information symmetry, it canimprove the efficiency of business development, to avoid the risks associated with rational andthus can contribute to the development of financial leasing business. The development of internetfinancial leasing is very important for the promotion of China’s financial reform andtransformation of the economic structure, optimize the allocation of resources to support the realeconomy and the financial business model innovation. This paper analyzes the expandingfinancing channels under the current financial system, easing financial repression, improvingfinancial inclusion and improving the financial system.This paper analyzes the bottleneck of the development of financial leasing business. Fromfinancial leasing and Internet-based financial business model study, we found the feasibility ofinternet financial leasing business. We found that it’s very important for expand financingchannels of SMEs. I proposed the internet financial leasing business model.