Research Of Internet Finance Leasing

Along with the economic development, the domestic financial industry also gained a great and fast development opportunity. Especially the recent years, along with the financial industry development, the finance leasing industry achieved a big growth with asset size continuously increase, and it has become one of the most important means of financing in China's financial market. But at the same time, we should also realize, although the assets in the whole financial leasing industry are growing, the finance leasing business mode in finance leasing industry in China for nearly 30 years of development, nearly have no big breakthrough. According to the worldwide famous finance leasing expert Sudhir P.A membal's “Finance Leasing Development Cycle” theory, the finance leasing in our country is still in the phase of “The simple finance lease”. The development of the finance leasing business cannot simply limited in pure growth from the size perspective, we should focus on the innovation of business model, which can more effectively through the financing lease business to help small and medium-sized enterprise growth, and further promote the development of the future economy in China.In the age of the Internet financial opening for the financing lease business model provides a good innovative ideas, to develop online financing lease business with the help of the Internet information technology can effective use of the Internet information sharing, rapid, information symmetry, etc, can improve the efficiency of the business, effectively avoid related risk, thus to promote the development of finance leasing business. The combination of the Internet and finance leasing, is to promote China's financial reform, transformation of economic structure, optimizing the allocation of resources, and support the real economy. It is a great development of the Internet financial business model. This article starts from the urgent need of finance lease from small and medium-sized enterprise and the challenges that X Finance Leasing company is facing to, briefly analyze the problems at the current stage of development. Based on the advantage of Internet technology, combined with the means of finance leasing, analyze the possibility and business model of Internet finance leasing At the end, propose an Internet finance leasing model for X finance leasing company, according to the successful example in the current market.