Research And Analysis On Personal Credit Management System Of Xinluo Sub - Branch Of Agricultural Bank Of China

Bank credit business as a central business to bank, take the customer as the object, through bank funding, to help customers achieve faster financial support, to form the customer development, bank profits win-win economic activity. With the continuous development of market economy in our country and the lives of people in the process of funding needs, ABC ghost branch of personal credit business begins to increase gradually, set up efficient and reasonable personal credit management system has become a ghost branch credit business on the implementation of Banks to increase the risk of personal credit services control ability has been on the agenda.First of all, analysis the business function of personal credit management system of agricultural bank of China, organization structure analysis and summary of the business problem, thus analysis of the existing business processes, including customer information management, credit evaluation management, credit management, credit application, post-loan management process, and drawing said, and then through the analysis, business process optimization, and standardize management of the personal credit of the business process, is the more reasonable scientific and effective; System through the analysis of the system structure analysis, the technical architecture of the system and level, to the back of the system data analysis, system design and system implementation.Second line to agricultural bank of China of personal credit management system function analysis, including the agricultural bank of China of personal credit management system user role analysis:terra firma, comprehensive management, bank tellers, head, credit assessment personnel, post-loan management and system administrators. Including bank customer is studied by using UML language, whole process management, personal credit management, credit management, basic information management and systems management, such as the seven use casediagram analysis and design, package diagram analysis and design; The use case diagram of each entity is divided into general use case diagram and use case diagram; Overall function package diagram and package diagram is divided into each functional module subroutine package diagram.Again to agricultural bank of China of personal credit management system the data analysis, functional data through UML class diagram of the demand analysis; And then the entity class relationship analysis, and the analysis of the data flow graph and data dictionary, finally gives a concrete design of the system database, through the database construction gives a detailed description of the table.