Study On Credit Business Process Reengineer Of Gansu Bank

Nowadays, the financial markets are fully competition between domestic markets and international markets with changing environment. In fact, China has been end of the protection period after accessed WTO. The domestic financial market occur major changes with competitive landscape. In this situation, the state monopoly bank of four has been gone and without return in China. The others bank is similar springing up all over, such as foreign banks, city commercial banks, domestic joint stock banks and so on. City commercial banks necessary to obtain a more profit and benefits. Therefore, the core proposition is strengthen competitiveness.The bank focuses on the credit business. Through analysis the credit hierarchical and urrently operate situation. Besides, learn advanced management models from domestic and international. Through introduce Business Process Reengineer theory, the purpose advices urban commercial bank credit conceive and then appropriate reform. At the same time, this essay introduces local city commercial banks. For instance, Gan Su bank established and explores aspects of credit from business process reengineering. This bank is presence problems in the credit issue by analysis and research. Besides, it is comparative domestic commercial bank credit approval process, especially optimization process; provide information for credit business processes and appropriate reform。Through design credit assessment systems of optimize and suggest business approval process. The purpose builds five aspects for a complete process reengineering programs, such as business process streamlining, job responsibilities, authorization mechanisms and motivation mechanism. At the same time, it provided effective information to implement and follow the process. The result can prove optimization process and effective operation.In this essay, it develops Gan Su bank to create more competitive mode of operation. Through performs fundamental theory BRP. It provides effectively credit business process and detail to perform. Besides, it achieves the credit business process reengineering; effective reduce function; optimizing programs and then improves the efficiency of job. The purpose enhances Gan Su banks to share the market and achieve the support by process reengineering. It enforces core competitiveness for Gan Su bank.