The Study Of The Problems Of&the Solutions To Postal Financial Services Management

Since1986, the state allows China Post to operate savings business again, ChinaPost has gone through a special postal financial development trip, Postal SavingsBank of China is permitted to operate in March20,2007, marking the Chinese postalsystem and postal financial reform finally a directional significant results. China PostGroup will operate the assets and liabilities of the business class for the effectiveintegration and division in the financial business development, Postal Savings Bankof China asset class of business as the main direction of both liability class ofbusiness operations, while municipalities County Post Office (company) to balanceclass business oriented. After stripping the Post Office Postal Savings Bank comparedwith other banking companies, has been drawing and have a relatively soundmanagement system, but in the daily financial business management process willencounter many problems, especially with the last few domestic and internationalcompetition in the banking sector, as a stimulating effect on the postal revenues ofpostal financial play, its speed of income growth is getting slower and slower. Giventhe current domestic scholars specialized study of postal financial servicesmanagement is not a lot, so this paper summarized study abroad from the start,through the theoretical context of domestic and international project management,customer relations, etc. rationalize further deepen the understanding of projectmanagement provide a solid theoretical foundation for this article.Secondly, an overview of the definition and characteristics of the project, I will constructively postal agency financial management areas included in the project tostudy and propose a definition of the postal agency finance projects combined projectmanagement theory. Then from the business of financial and management structure ofthe postal agency projects, the advantages and shortcomings in financial itemstripartite postal agency relationship between the business and financial projects in theface of the postal agency postal agency financial framework of project managementconcepts are discussed in detail.Again, through the overall development of Tonghua City Post Office in recentyears were analyzed, and then the contents of the postal agency in accordance withthe conceptual framework of financial project management project on personalfinance agency, insurance and wealth management depth analysis of the three mainbusiness, is to find Tonghua City Post Office financial items agent problems in thedevelopment process to provide evidence.Then, using the data in line with the principles of the author speak, while theresults in Tonghua City Post office experience and research-based, from theperspective of both the macro and micro summed appear in Tonghua City Post Officeoperating agency of the ten financial items problem, which cannot help but be prettyuniversal, I expect to find by asking questions and corresponding solutions.Finally, the author of the actual situation in Tonghua City Post Office, dig theroot causes of the problems, put forward the corresponding countermeasures anddevelopment proposals from both macro and micro point of view, to solve manyproblems in Tonghua City Post Office financial project management exists to enhancethe competitiveness of enterprises in Tonghua City Post Office, but also laid thefoundation for the study of the theory and practice of the postal agency financialitems.